Cryptocurrency Wills​

Peace of mind for you, protection for your loved ones.​

Coincover is the first and only service to guarantee your cryptocurrency will be fully retrievable by your loved ones after your death.

Quick and easy

Nobody wants to think about it, but we all know that making a will is one of the most important things you’ll ever do.

Privacy and protection

As cryptocurrencies continue to rise in value and adoption, it is critical these are included in your estate planning.

Certainty of retrieval

The unique nature of cryptocurrency means the traditional mechanisms for recovering assets will simply not work.

Creating a will is an essential step for anyone who plans to transfer their wealth to loved ones when they die, and there is no exception when it comes to cryptocurrency. However, creating a will for your relatives to retrieve your digital assets does not need to be complicated. And that’s where we come in! ​​

Coincover is the only solution on the market to this problem, helping executors and beneficiaries retrieve cryptocurrency funds in the event of the owner’s death.​

Key features

No hardware wallet to lose

No paper keys to store

No passwords to remember or share

No long codes to enter

No tech savvy required

Your cryptocurrency will in three simple steps

There are just three basic steps your Beneficiaries need to take to retrieve your cryptocurrency.

Answer some simple questions

Fill out a simple set of questions to activate your cryptocurrency will.

Secure your cryptocurrency

We will help you set up secure industry grade multi-signature wallets for your cryptocurrency holdings.

Distribute your notification cards

Give the cards to your Executors and loved ones for safe keeping. Keep your unique Will ID card on you.

Featured providers​

Coincover provides cryptocurrency will services through our featured providers​


Using the Cryptocurrency Will Kit from Coincover you can set up your cryptocurrency will in no time at all with a lifetime peace of mind knowing your crypto is retrievable by your relatives.​


ELM  is  one of the top Will writing services in the UK. Their dedicated team can ensure your Will distributes your crypto how you would like, leaving your loved ones provided for.​

HCR Solicitors

HCR is one of the most respected legal firms in the country, and supports many clients in making wills, particularly when cryptocurrency is a factor to be considered.​

Is a cryptocurrency will for me?​

“If something were to happen to me, my family wouldn’t know how to access my cryptocurrency. With a Cryptocurrency Will I don’t need to worry about this anymore as it is now taken care of.”
Crypto Investor​
“I’m just getting started investing. I’m saving up for a deposit on a house and I really haven’t got much cryptocurrency yet, but still, if I died then I’d rather it went to my family than it be lost forever.”​
New to Crypto​
“We’re seeing more of our clients having cryptocurrency as part of their estate. With a Cryptocurrency Will, we can execute out clients’ wishes, but we don’t have the burden of acting as key custodians.”​
Professional Executor​

Why a Cryptocurrency Will matters

$1Bn Inaccessible

On April 16, 2018, Matthew Mellon of the Mellon banking fortune died.

To his grave, he also took the location of the keys to a rather large amount of Ripple coin (XRP), another popular type of cryptocurrency.

Before his death he held an estimated $1 billion in Ripple, but without the keys none of the Ripple coin can be accessed

Priceless rubbish

James Howells, a cryptocurrency miner in the early days of Bitcoin gathered 7,500 Bitcoins stored on a hard drive.

In 2013 he accidentally threw the hard drive away, along with access to his Bitcoins. The keys, along with all his other trash, ended up at a local dump.

In 2017 at the peak of Bitcoin value, his buried Bitcoin treasure would have been worth around $150,000,000.

$135m taken to the grave

In December 2018, Gerald Cotton, CEO of QuadrigaCX, Canada’s largest cryptocurrency exchange died unexpectedly.

Unfortunately for QuadrigaCX’s customers, Mr. Cotton was the only person who was able to access the customer private keys.

As a result over US$135M in customer funds held in safe keeping was deemed inaccessible, locked on the blockchain forever more.


Cryptocurrency Wills are designed as a way for your loved ones to retrieve your cryptocurrency in the event of your death without the need to share or compromise secret or personal details.​

Details on how Cryptocurrency Wills work​

Before starting to complete your unique Cryptocurrency Will, it is important to understand how it works and the steps necessary for your funds to be retrieved and redistributed upon loss of access through death or other means.

Cryptocurrency is designed to facilitate a secure transaction between two parties, without the need for a trusted third party such as a bank or credit card company. All of the cryptocurrency is stored on a blockchain or similar ledger. In order to move these funds, you need to complete a transaction using your private key, which is the set of alphanumeric characters that are unique to your cryptocurrency wallet. The private key is often stored in a heavily encrypted state and a complex password is usually required to access and use it.

When you set up your Cryptocurrency Will, you will be guided in setting up a new multi-sig wallet (or wallets) specifically for your funds. This wallet provides you with complete control, secure custody and continued access of your funds up until your death.

The keys for multi-signature wallets need to be created at the time the wallet is set up with one of the keys added to Coincover’s secure storage vaults. Keys cannot be created and distributed after the fact. For this reason, Coincover is unable to protect and retrieve funds that are not in wallets protected by Coincover.

In order for an Executor, Beneficiary or loved one to access your cryptocurrency they will need to provide Coincover with the necessary legal documentation and proof before any movement of your funds takes place.

If you do not already have your cryptocurrency in a Coincover wallet, one will be arranged for you as part of a Cryptocurrency Will. We will walk you through the simple process of setting one up and linking it to your Cryptocurrency Will.

Will my relatives know how much cryptocurrency I have?​

No, it is not necessary to disclose your cryptocurrency holdings.

Will taxes be taken from the proceeds of the cryptocurrency?​

No, it is up to your beneficiary to make appropriate tax payments on any inheritance.

How can I be sure my beneficiaries don’t access my cryptocurrency prior to my death?​

With a Coincover Cryptocurrency Will you do not have to share your password or private key information with anyone. This ensures your funds remain secure and protected until such time as your Executor makes a formal request with us.

What if I have complex requirements for my cryptocurrency estate?​

We suggest you seek guidance from a legal professional about complex estate planning. Your Cryptocurrency Will enables your Executor to recover your funds after your death and follow any complex instructions as set out in your Will.

Important notes​

1. This Cryptocurrency Will is designed to ensure your cryptocurrency assets are retrievable by your Executor in the event of your death.

2. You must complete the set-up of your Cryptocurrency Will online at where our simple step-by-step process will guide you along the way.

3. Due to the specific and secure nature of cryptocurrency holdings, Coincover can only retrieve and redistribute cryptocurrency held within a Coincover approved wallet, which is provided as part of this kit. Your funds remain entirely within your control until the time of your death.

4. You do not need to share any security or password information about your holdings with anyone prior to your death.

5. You may make changes to your Cryptocurrency Will online at any time to reflect a change in circumstances.

6. The unique ID found on your Cryptocurrency ID Card is specific to you and links directly to your Cryptocurrency Will.

7. Please notify your Executor of the unique ID number on your Cryptocurrency Will ID card contained within this pack, and Coincover will do the rest.

8. Your cryptocurrency holdings may be subject to either capital gains tax or inheritance tax, depending on their value, as well as the jurisdiction in which you live. Coincover will retrieve cryptocurrency funds but is not in a position to provide legal tax advice. Specialist legal advice should always be sought in this respect.

9. Your cryptocurrency funds are usually treated as an asset and form part of your estate. We recommend you review any existing overarching will you may have, to ensure your cryptocurrency is distributed in line with your wishes.

10. If you require any assistance completing your Cryptocurrency Will, please email us at  where we will be happy to help.


This Cryptocurrency Will Kit is provided to you to enable a redistribution of cryptocurrency assets to an Executor following your death. Distribution of funds should be covered in your main will. We recommend you seek professional legal advice should you have any doubt as to the suitability of the Cryptocurrency Wills Kit.